Press Release
Philam Life, the country’s premier life insurer, unveiled the latest addition to its portfolio of unit-linked products—Health Invest.
Health Invest is a unit-linked health and life insurance plan which provides financial protection from health-related setbacks. It provides life insurance coverage, plus it lets you build a fund for your future health care needs.
Addressing the audience during the product’s official launch at The Tower Club, Rozanne Magararu, Protection and Health Product Marketing Head at Philam Life, noted that Health Invest “prepares Filipinos for the unexpected realities of getting sick and the inevitable realities of growing old.”
“Health Invest is ideal for mature couples with young dependents or breadwinners who fully understand the value of planning ahead for critical illness, accidents or loss of life,” she said. “It can work as a supplement to health maintenance organization (HMO) cards and Philhealth coverage through its more comprehensive benefits.”
As a unit-linked product, Health Invest also lets policyholders build a health fund for future healthcare requirements. Unit-linked products are insurance policies that offer both insurance and investment benefits in one plan.
The Health Invest fund will be expertly managed by Philam Life’s affiliate company Philam Asset Management, Inc. It accumulates over time depending upon the performance of the chosen investment fund. The fund may be used to pay for medical and health needs incurred beyond the policyholder’s working years or in excess of HMO coverage. Policyholders also have the option of topping up premium payments to boost the growth of the fund.
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